Australian money calculators
Free and accurate, on current 2026-27 figures — the very engine that powers the PFO app.
Income tax Live
Tax, Medicare, LITO & take-home pay for 2026-27.
Stamp duty Live
Transfer duty by state, with first-home concessions.
Mortgage repayments Live
Monthly, fortnightly or weekly — plus total interest.
Borrowing power Live
How much you could borrow, assessed with APRA's 3% buffer.
Offset savings Live
What an offset really saves on your mortgage.
HECS / HELP Live
Repayment on the new marginal system.
Capital gains tax Live
CGT with the 50% discount, at your marginal rate.
Salary sacrifice Live
Super tax savings and the $32,500 concessional cap.
Rent vs buy Live
The real long-run comparison.
Deductions Live
WFH, car and common work-related claims.